Legal Statement

Copyrights
Copyrights on the documents on www.xifin.com are owned by XIFIN, Inc. or by individual contributors as specified therein.

Disclaimer
Any information available through this site: www.xifin.com, (including information accessed through a web site referenced or linked from this site), is provided for your information and convenience only.

XIFIN does not evaluate and does not guarantee the accuracy or completeness of any such information, and publication and distribution such information does not imply endorsement by XIFIN. XIFIN strives to protect control of this www.xifin.com, within the constraints of current Internet technology. However, you must be aware, it is possible that third parties may obtain unauthorized access to this www.xifin.com. You agree to use www.xifin.com and submit information at your own risk. You agree that XIFIN has no liability with respect to any unauthorized access by third parties.

INFORMATION ON WWW.XIFIN.COM IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR NON-INFRINGEMENT. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

INFORMATION ON WWW.XIFIN.COM MAY INCLUDE TECHNICAL OR OTHER INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO WWW.XIFIN.COM WITHOUT NOTICE. XIFIN MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE PRODUCTS DESCRIBED ON WWW.XIFIN.COM AT ANY TIME WITHOUT NOTICE.

XIFIN shall not be liable to any party for any direct, indirect, special or other consequential damages for any use of www.xifin.com website, or on any other hyperlinked web site, including, without limitation, any lost profits, business interruption, loss of programs or other data on your information handling system or otherwise, even if XIFIN is expressly advised of the possibility of such damages.

You should not rely upon the information provided on www.xifin.com to make commercial decisions. You should contact XIFIN directly to obtain current information related to XIFIN, including information regarding XIFIN products and services.

Trademarks
XIFIN is a registered trademark of XIFIN, Incorporated.

Certain other product names, brand names and company names mentioned in this site may be trademarks of their respective owners.

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Privacy Statement

XIFIN is committed to protecting your privacy when you visit www.xifin.com. This Privacy Statement explains what information XIFIN gathers from this web site, how XIFIN uses this information and how it is protected by XIFIN. If you have any questions, please contact XIFIN.

Information XIFIN collects

If you request information from www.xifin.com through e-mail forms, XIFIN asks for and stores the business-related information you provide (such as name, e-mail, corporate profile and phone numbers) to assist XIFIN in responding to your request. This information is used for business contact only. Sometimes XIFIN needs specific personal information to register before entering a limited-access portion of XIFIN. In those situations, you will be directed to another statement of privacy that explains data collection and use in those situations.

If you apply for a job at XIFIN, additional information about you may be requested. This information is used for employment consideration only. Unless you request otherwise, XIFIN keeps this information for future consideration.

How XIFIN uses information

A unique identifier for your computer (IP addresses) and other non-personal data elements (Cookies) are used to track your visit to XIFIN.

This information is used to administer the XIFIN web site. This information may also be used to gather broad demographic information, compile aggregate statistics about the number of visitors to XIFIN and other "site behavior" information.

Cookies
Cookies are used to identify which computer you are using (brand and processing type and speed, connection, etc.), assist in the navigation of the XIFIN web site and remembering computer settings. Cookies are not permanently maintained within our tracking system. You may prevent your computer from accepting cookies by modifying the properties on your web browser; however, stopping your computer from accepting cookies may limit your functionality on the XIFIN web site.

Cookies are also used to pre-fill forms so that you do not need to re-enter the data. Accepting a cookie does not give XIFIN access to your computer or any personal information about you.

Clear gifs
Web beacons, also known as clear gif technology or action tags, assist in delivering cookies. This technology tells XIFIN how many visitors clicked on key elements (such as links or graphics) on a XIFIN web page. XIFIN does not use this technology to access your personally identifiable information; it is a tool XIFIN may use to compile aggregated statistics to provide feedback to web designers, content providers or business managers to assist them in improving the XIFIN web site. XIFIN does not share tracking information with other unaffiliated companies, and XIFIN does not allow other companies to place clear gifs on XIFIN.

Opting out
XIFIN uses the contact information to provide you with the information you requested about XIFIN.

At www.xifin.com, you can register to received e-mails for information that interests you, such as the e-Newsletter. XIFIN only offers "opt-in" lists; that is, you may sign-up and sign-off at any time. To unsubscribe, simply reply to the e-mail address at the bottom of the e-mail sent to you.

Internet Links (other web sites)
This Privacy Statement applies only to www.XIFIN.com. As a convenience to you, the XIFIN web site contains links to other sites that may provide useful information. XIFIN has no control over the privacy policies or practices of these other sites, and is not responsible for the privacy practices or content of web sties to which XIFIN links, list, rank or identify by means of a search. XIFIN takes no responsibility for the products, services, policies or actions of third parties or the content of third party web sites. XIFIN encourages you to be aware when you are leaving the XIFIN site and to learn the privacy policies of each web site you visit before providing information.

Security
XIFIN has security measures in place intended to protect the loss, misuse and alteration of the information under the control of XIFIN. XIFIN takes the necessary steps to securely store personal information that is submitted via the www.xifin.com web site.

Changes
XIFIN reserves the right to change, modify, add or remove portions of this Privacy Statement at any time, but will alert you that changes have been made by indicating on the Privacy Statement the date it was last updated. When you visit this web site you are accepting the current version of this Privacy Statement as posted on the site at that time. XIFIN recommends that you re-visit this Privacy Statement on occasion to learn of any changes.

This Privacy Statement is not intended to and does not create any contractual or other legal rights in or on behalf of any party.

Last revised: December 1, 2004

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XIFIN looks forward to communicating with you. Should you have questions or concerns about this Privacy Statement, please use the contact link below.

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Technology Management

XIFIN's use of the web-based, Application Service Provider (ASP) delivery model provides many advantages over older, in-house client-server technology. As an ASP, XIFIN owns/licenses, manages and maintains all the hardware, software and related IT resources necessary to deliver its offering to its customers via the Internet, through a standard web browser. XIFIN becomes an extension of your IT resources.

Some of the Benefits Include:

Elimination of scaling and expansion issues

Minimized IT investment and expenditures

Elimination of technology obsolescence

More pro-active IT resources maintenance and management

Frequent system upgrades

Pay for only what is used - expense vs. investment

Minimized impact from maintenance, upgrades and interfacing issues

Connectivity Management

The billing process is critically dependent on reliable communications with numerous resources internal and external to the billing system. XIFIN establishes and maintains these critical interfaces, based upon type and availability. Wherever possible XIFIN integrates these interfaces directly into workflows often sending, receiving or exchanging information, automatically, as needed. XIFIN actively monitors and troubleshoots these interfaces and their data transmissions.

Examples of Integrated Interfaces:

Address Verification	Hospital Admitting System
Banks (Lockbox)	Laboratory Information System
Clearinghouses	Payors
Collection Services	Physician Order Entry
Credit Card Authorization	Print/Mail House
Eligibility Services	Scanning/OCR System or Service
General Ledger	Skip-trace



XIFIN Meets Or Exceeds Industry Security Standards.


Connectivity Security Includes:
Can restrict interactive access to specific IP addresses if requested	Only allow SFTP portion of SSH protocol version 2 for file transfers
Dual firewalls with fail-over configuration	SFTP connections are restricted to the file transfer directory only
HTTPS 128 bit encrypted SSL secure tunnel connections required	SSH/SFTP connection requires a minimum of 1024 bit encryption
Network traffic is logged and routinely monitored